Legal Information

This document was last updated August 12, 2012.

Website Disclaimer

(1) Introduction - This disclaimer governs your use of our website; by using our website, you accept this disclaimer in full. If you disagree with any part of this disclaimer, do not use our website.

(2) Intellectual Property Rights - Unless otherwise stated, we or our licensors own the intellectual property rights in the website and material on the website. Subject to the licence below, all our intellectual property rights are reserved.

(3) Licence to Use Website - You may view, download for caching purposes only, and print pages from the website, provided that:

(a) You must not republish material from this website (including republication on another website), or reproduce or store material from this website in any public or private electronic retrieval system. (Though we encourage fair use for academic / non commercial purposes)

(b) You must not reproduce, duplicate, copy, sell, resell, visit, or otherwise exploit our website or material on our website for a commercial purpose, without our express written consent;

(4) Limitations of Liability - The information on this website is provided free-of-charge, and you acknowledge that it would be unreasonable to hold us liable in respect of this website and the information on this website.

Whilst we endeavour to ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we not commit to ensuring that the website remains available or that the material on this website is kept up-to-date.

To the maximum extent permitted by applicable law we exclude all representations, warranties and conditions (including, without limitation, the conditions implied by law of satisfactory quality, fitness for purpose and the use of reasonable care and skill).

Our liability is limited and excluded to the maximum extent permitted under applicable law. We will not be liable for any direct, indirect or consequential loss or damage arising under this disclaimer or in connection with our website, whether arising in tort, contract, or otherwise - including, without limitation, any loss of profit, contracts, business, goodwill, data, income, revenue or anticipated savings.

However, nothing in this disclaimer shall exclude or limit our liability for fraud, for death or personal injury caused by our negligence, or for any other liability which cannot be excluded or limited under applicable law.

(5) Forum Posting / Comments - You must not use our website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website.

You must not use our website in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.

You must not use our website for any purposes related to marketing without our express written consent.

You must not use our website to copy, publish or send mass mailings or spam.

You must not use our website to copy, publish or send material which is illegal or unlawful, or material which could give rise to legal action under English and other applicable law. All material you copy, publish or send via our website must not be defamatory, obscene, indecent, hateful, discriminatory or inflammatory; such material must not infringe any person’s intellectual property rights or rights of confidence, impinge upon any person’s privacy, or constitute incitement to commit a crime[; further, material must not be misleading, deceptive, pornographic, threatening, abusive, harassing or menacing.

We reserve the right to edit or remove any material posted upon our website.

We may take such action as we deem appropriate to deal with the posting of unsuitable material, including suspending or canceling your account, restricting your access to our website, or commencing legal proceedings against you.

In respect of all material that you post on our website, you grant to us a worldwide, irrevocable, non-exclusive, royalty-free licence to use, reproduce, adapt, publish, translate and distribute such material in any media, together with the right to sub-licence such rights.

(6) Third party websites

The website contains links to other websites. We are not responsible for the content of third party websites.

(7) Variation - We may revise this disclaimer from time-to-time. Please check this page regularly to ensure you are familiar with the current version.

(8) Entire agreement - This disclaimer constitutes the entire agreement between you and us in relation to your use of our website, and supersedes all previous agreements in respect of your use of this website.

(9) Law and Jurisdiction - This notice will be governed by and construed in accordance with Australian law, and any disputes relating to this notice shall be subject to the exclusive jurisdiction of the courts of Australia.

(10) Our Contact Details - You can contact us using the information provided on our contact page.

Privacy Statement

Visual Verification Systems Inc is committed to protecting your privacy. You can visit most pages on our site without giving us any information about yourself. But sometimes we do need information to provide services that you request, and this privacy statement explains data collection and use in those situations. This privacy statement only applies to Visual Verification Systems Inc; it does not apply to other online or offline Visual Verification Systems Inc sites, products or services. 

Collection of your Personal Information

We will ask you when we need information that personally identifies you (personal information) or allows us to contact you. Generally, this information is requested when you are registering before entering a contest, ordering e-mail newsletters, processing a transaction, or when purchasing and/or registering an account. Personal information collected by Visual Verification Systems Inc often is limited to e-mail address, address, country or location, but may include other information when needed to provide a service you requested.

For example: If you choose a service or transaction that requires payment, such as making a purchase through our web site, we will request personal information necessary for billing and/or shipping, such as: name, address, telephone number, and credit card number.

When you sign up for a newsletter, we may ask you to register your purchase electronically. We keep this registration information on file with any information you’ve already given us on previous visits to our Web site.

Visual Verification Systems Inc also collects certain information about your computer hardware and software. This information may include: your IP address, browser type, operating system, domain name, access times and referring Web site addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of Visual Verification Systems Inc.

Visual Verification Systems Inc also collects information about which pages our customers visit within Visual Verification Systems Inc. This site visitation data is identified only by a unique ID number, and it is never linked with personal information.

Visual Verification Systems Inc uses encrypted sessions as its registration and authentication service. When you sign in to this site using encrypted sessions, you will be asked to provide your e-mail address, user id and a password to sign you in.

Use of your Personal Information

We use your personal information for the following purposes:

We will merge site-visitation data with anonymous demographic information for research purposes, and we may use this information in aggregate to provide more relevant content. In some limited-entry sections of Visual Verification Systems Inc we will combine site-visitation data with your personal information in order to provide you with personalized content. I

We occasionally hire other companies to provide limited services on our behalf. We will only provide those companies the information they need to deliver the service, and they are prohibited from using that information for any other purpose.

Visual Verification Systems Inc may disclose your personal information if required to do so by law or in the good-faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Visual Verification Systems Inc or the site; (b) protect and defend the rights or property of Visual Verification Systems Inc and its family of Web sites, or (c) act in urgent circumstances to protect the personal safety of Visual Verification Systems Inc employees, users of Visual Verification Systems Inc products or services, or members of the public.

Your information may be stored and processed in Canada or any other country in which Visual Verification Systems Inc or its affiliates, subsidiaries or agents maintain facilities, and by using this site, you consent to any such transfer of information outside of your country.

Control of your Personal Information

When you register, or otherwise give us personal information, Visual Verification Systems Inc will not share that information with third parties without your permission, other than for the limited exceptions already listed. It will only be used for the purposes stated above.

Merchant Registration also allows you to tell us how or whether you want Visual Verification Systems Inc to communicate with you. After registering, go to the preferences section and establish your preferences in the appropriate sections. There, you can decide what information you want to receive and how you want to receive it. Or you can tell us not to contact you by removing check marks from the contact option boxes. If you buy products through Visual Verification Systems Inc, and do not want to receive such information, do not check the box on the Checkout page (or on other pages where personal information is collected) which says: Yes, I would like to receive other offers from Visual Verification Systems Inc. By default, this box is unchecked so that you don’t receive mail updates unless you truly "opt - in."

Visual Verification Systems Inc may send out periodic e-mails informing you of technical service or security issues related to a product or service you requested, or confirming you requested a product or service. You will not be able to choose to unsubscribe to these mailings, as they are considered an essential part of the service you have chosen.

Access to your Personal Information

We will provide you with the means to ensure that your personal information is correct and current.

If you register on a Visual Verification Systems Inc or subscribe to a newsletter, you can review and edit your personal information on the preferences page. You will be asked to enter your log in information and password before viewing your personal information.

Security of your Personal Information

Visual Verification Systems Inc is committed to protecting the security of your personal information. We use a variety of security technologies and procedures to help protect your personal information from unauthorized access, use or disclosure. For example, we store the personal information you provide in computer servers with limited access that are located in controlled facilities. When we transmit sensitive information (such as a credit card number) over the internet, we protect it through the use of encryption, such as the Secure Socket Layer (SSL) protocol. For more information about these and other security practices, please read our security policy.

Protection of Children’s Personal Information

Visual Verification Systems Inc is a general audience site and does not knowingly collect any personal information from children.

Use of Cookies

When someone visits the site, a cookie is placed on the customer’s machine (if the customer accepts cookies) or is read if the customer has visited the site previously. One use of cookies is to assist in the collection of the site visitation statistics described above.

Visual Verification Systems Inc uses cookies in connection with the use of your account on the Visual Verification Systems Inc Web site. This is used to help verify the validity of the account and to keep the account "logged in" when they are utilizing our services.

If you choose to not have your browser accept cookies from the Visual Verification Systems Inc Web site, you will be able to view the text on the screens, however you will not experience a personalized visit nor will you be able to subscribe to the service offerings on the site.

Enforcement of this Privacy Statement

If you have questions regarding this statement, you should first contact Visual Verification Systems Inc by email.

Changes to this Statement

Visual Verification Systems Inc will occasionally update this privacy statement. When we do, we will also revise the "last updated" date at the top of the privacy statement. For material changes to this statement, Visual Verification Systems Inc will notify you by placing prominent notice on the Web site.

Contact Information

Visual Verification Systems Inc welcomes your comments regarding this privacy statement, please contact us by email, telephone or postal mail.

Security Policy

1. Your information is confidential - We are dedicated to keeping your personal information confidential. We don’t disclose any confidential information that can be traced back to you unless required by law, or unless you give us permission beforehand.

2. Keep your account information secret - If you share your username and password with others, they will also be able to access some of your personal information. We strongly encourage you not to share your account information. Protect your Real Transaction account information at least as carefully as you would protect your bank’s ATM PIN.

3. Authorized staff can see your data - As long as you don’t give out your account information, any confidential information you send or receive on this web site can be seen only by you and Visual Verification Systems Inc staff who have a "genuine business need."

By "genuine business need," we mean:

These guidelines are spelled out in more detail in our formal policy statement.

4. We use secure technology - In addition to our privacy policy, we also take the technical side of security very seriously. Our password system makes sure that someone who logs on with your Visual Verification Systems Inc merchant information really is you. All communication between your computer and our web servers is encrypted. Encryption prevents your information from being intercepted or modified. Our servers are behind a complex series of firewalls. Firewalls add an extra layer of security. We store member data in a way that maximizes security and confidentiality.

5. Exit - Always exit your browser when you are finished using This helps preserve the confidentiality of your data (e.g. to prevent other people from using your computer to access any of your information).

Security Precautions

Visual Verification Systems Inc takes security very seriously. We utilize the highest amount of encryption allowed for all transactions. Not only are all of the transactions encrypted but so is the entire backend and database. We are currently in the process of obtaining special permission from the Canadian government for encrypting our databases using proprietary 1024 bit encryption. That is 8 times higher than the level that the banks use.

Additional Security Information

Obviously, we cannot post everything about our security on a publically available page, because that is going to give the enemy an upper hand. There are various other additional security practices not listed on this page that have been implemented to stop people from getting into our servers.

If we do discover a malicious attempt on one of our servers, we will attempt to capture as much information about the attacker as possible and then discreetly contact their ISP and possibly their local authorities and provide them with a detailed account of the activities that have been logged.